Credit & Debit Card Processing, Direct.

Accept every major card and wallet with fast authorizations, strong security, and pricing you can read without a decoder ring.

Everything you need to take cards

EMV & Contactless
Chip cards and tap-to-pay on modern terminals that meet current security standards.
Fast Authorizations
Quick approvals that keep lines moving and customers happy.
Fraud Monitoring
Real-time screening tools that help protect your business and your customers.
Encryption & Tokenization
Card data is encrypted at the terminal and tokenized, so sensitive numbers never sit on your devices.
Real-Time Reporting
See every transaction, batch, and deposit as it happens.
A customer taps a chip card on a countertop payment terminal at a wooden shop counter

Accept every major payment type

  • Visa
  • Mastercard
  • American Express
  • Discover
  • Apple Pay
  • Google Pay
  • Debit
  • Prepaid

Frequently asked questions

Which cards and payment methods can I accept?

Visa, Mastercard, American Express, and Discover, plus debit cards, prepaid cards, Apple Pay, Google Pay, and other contactless wallets. Every terminal we deploy supports chip and tap-to-pay.

How fast do I get my money?

Most merchants receive next-business-day funding. Same-day funding is available for qualifying accounts. New high-risk accounts may have longer initial holds, and we'll tell you up front.

Is PCI compliance included?

Every account includes PCI DSS compliance support, encryption, and tokenization, plus the tools and guidance to complete your annual self-assessment questionnaire.

Will your terminals work with my POS?

In most cases, yes. Tell us your POS system during the consultation, and we'll confirm compatibility before any hardware ships.

See your direct rate.

Send a recent statement, and we'll show you exactly what you'd pay with DPX.